Car insurance is a compulsory investment as the law. Therefore, a large number of car owners choose to pay a premium for a car insurance policy to protect their cars against a possible collision. However, a large part of their claims of companies are rejected. This is because people are ignorant or unaware of the intricacies that are related to car insurance. Therefore, a large part of car insurance claims are rejected.
To stop this, let's go through a list of reasons where a car insurance request can be returned:
1. Intimate your insurance company late or not at all: Please be aware that your claim is intended to be returned if you fail to inform your insurance provider within the stipulated timeframe. On average, you must update your insurance company within 48 to 72 hours from the date of accident or collision.
2nd Driving under the influence of alcohol or other substances: This is a no-brainer, but most people are still negligent.
If you drive when you have used alcohol, you do not just break the law, but even the insurance company will refuse to cover in case of an accident.
3rd If your car is used for commercial purposes: If you have a private car, it is used for any commercial use, such as To be used to transport goods or passengers from your car, the provider may reject your claim. This is because there are different policies for private cars and commercial vehicles policies.
spirit airlines official site
4th If you run without a valid license: If you or someone driving your car is driving a valid license and is facing an accident, your cover will be void. Therefore, make sure you renew your license on time.
5th Start repairs before the insurance company's inspection: When you approach the insurance company for a collision or accident, a surveyor will visit you to inspect the condition of the car and approve your requirement.
all-inclusive vacation packages with airfare
Without this inspection, the insurer will not be able to track the level of repairs and estimate the costs involved. Therefore, your claim is required to be rejected.
6th Fails to transfer policy from the previous owner: A certain verification will be made during the claim process. In the event that the car insurance is not in your name, your insurance company has the right to reject your claim.
7th An electrical or mechanical breakdown: If your car is damaged without external collision due to electrical or mechanical degradation, you will not be covered by your car insurance. In this case you need to spend some money from your own pocket.
Next time be more careful with all these reasons and make sure that you make the most of your car insurance policy.